Homeowner Guides

What Is a Home Watch Service? A Complete Guide for Homeowners

Home watch is a visual inspection service for unoccupied homes. Here's what it includes, what it costs, and how to choose a provider you can trust.

HomeWatchOS Editorial·2 min read·June 5, 2026
What Is a Home Watch Service? A Complete Guide for Homeowners

The short answer

Home watch is a professional visual inspection service for homes that sit unoccupied — vacation homes, seasonal residences, estates in probate, or any property whose owner is away for extended periods. A trained professional visits on a regular schedule, inspects the home inside and out against a documented checklist, and reports what they find.

What a home watch visit includes

A thorough visit covers the exterior (roof lines, gutters, landscaping, signs of intrusion or storm damage), the interior (plumbing, HVAC operation, water intrusion, pests, electrical), and systems (water heater, pool equipment, security). The best providers photograph key checkpoints and send you a written report after every visit.

Why it matters

Unoccupied homes deteriorate quietly. A slow water leak can run for weeks before anyone notices — by then you have mold remediation and floor replacement instead of a $12 fitting. Many insurance policies also contain vacancy or unoccupancy clauses that can reduce or void coverage if a home is left unchecked. Documented regular inspections protect both the house and the policy.

What home watch is not

Home watch is not a security guard service, not property management (no rent collection or tenant relations), and not a repair contractor. A good home watch professional observes, documents, reports, and coordinates — with your approval controlling every decision.

What it costs

Most companies charge per visit ($40-$95 depending on market and home size) or a monthly rate for scheduled programs ($150-$450+). Luxury and estate services run higher. Beware prices dramatically below market.

How to choose a provider

Ask about insurance and bonding, inspection checklists, reporting standards (ask to see a sample report), and response protocols when problems are found. See our full list of questions to ask before hiring.

Frequently asked questions

Is home watch required by insurance?+
Many policies include unoccupancy clauses requiring periodic documented checks. Check your specific policy language and ask your agent.
How much does home watch cost?+
Typically $40-$95 per visit or $150-$450 per month depending on frequency, home size, and market.
What's the difference between home watch and a house sitter?+
A house sitter lives in your home. Home watch is a professional service that visits on a schedule, documents every inspection, and carries proper insurance.

Become the home watch pro they trust.

Prove every visit, run the business, and grow — free for up to 3 homes.

Start free today